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Personal Loan

ICICI Bank is a leading private bank with lots of trusted customers, with attractive interest rates, starting from 10.5% per annum.

ICICI Bank Personal Loan &
its Features.

Here are the features of ICICI bank

Loan Amount

A person can take a minimum loan amount of 25 lakhs.


Balance transfer facility

Interest Rate

Bank transfer facility with 10.40% interest rate as low.


ICICI bank provides a repayment tenure of 72 months.


Lowest EMI of Rs.1,878 per lakh.

Types of loans which ICICI Bank provides

  • For weddings, personal loans will be provided with the interest of 10.50%.
  • The loan amount is up to 50,000 to 25 lakhs, with a tenure of 12 to 72 months.
  • Holiday loans for your flight tickets traveling charges or some other expenses with an interest of 10.5%
  • The loan amounts up to 50,000 to 25 lakhs, with a tenure of 12 to 72 months.

and some other loans which are provided are home renovation loans, top-up loans, fresher funding, NRI personal loans, etc.

Eligibility Criteria of ICICI Bank Personal Loans.

Here are the factors of the bank and eligibilities for applying for a personal loan.

  • The person must be an employee or employer.
  • He/she must have an age limit of 23-58 years.
  • This person must have a monthly income of 30,000 per month.
  • They must have a minimum of 2 years of work experience.
  • The person must be a resident currently.
  • If the person is self-employed, he or she must have a minimum age of 28 years.
  • Minimum turn over of 40 lakhs for nonprofit ALS, and 25 lakhs for proficiency.
  • The business must have the stability of 5 years presently.

Documents Required to Apply for ICICI Personal Loan

Some documents are required to apply for a personal loan those are

  • Identity proofs needed for personal loans in ICICI bank are passport, Voter Id, pan card, aadhaar card, driving license.
  • Residential proofs, addresses, and some other required documents.
  • Income proofs like income certificates and salary payslips or any other statements.
  • Last 3 months bank statements.
  • 2 passport size pictures.
  • KYC documents like identity proofs, address proof, birth proof.
  • Official Email id.

Details of ICICI Personal Loan

Loan Feature and their details


Loan amount

Up to Rs. 20 Lakhs.


Rate of interest

10.5% - 19%


Repayment tenure

Up to 60 months.


Lowest EMI possible

Rs. 2,187 Per Lakhs.


Process fee

Up to 2.25% + GST.

Call Now!

+91 7207 380 581
+91 6302 196 923

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Find Us

Flat No : 301, Park Avenue Matrix Homes, Street No : 5, Patrika Nagar, HiTech City, Hyderabad, TS - 500081.

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