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Kotak Mahindra Bank Personal Loan

Kotak Mahindra bank is one of the leading private banks in India, which provides many features and an attractive interest rate of 10.25%, which provides an online application and provides the fastest approval.

Kotak Mahindra Bank Personal Loan & its Features.

Here are the features of ICICI bank


Kotak bank is providing personal loans with 100% digital process and contactless processes.


We are providing 20 lakhs for the requirement for your personal loans.


Kotak is providing customer-friendly and flexible loan offers with a tenure of 5 years.

Interest Rate

Kotak is providing an interest rate from 10.25% to 24% per annum which is best in the domain.

Loan Security

Kotak Mahindra Personal Loan does not require loan security, guarantor, or collateral.

Paperless Process

One step ahead of the competition, we ensure paperless loan applications for customers.

Faster Processing

Apply online and upload documents for faster processing.

Kotak's Special Offer

After repaying 12 months of interest Kotak is providing loans attractively 5% of outstanding principal + GST after 12 months of loan completion.

Loan benefits of Kotak Mahindra Bank

  • Kotak Mahindra Bank is providing multi-purpose loans which will help people for many purposes like Wedding, travel, education, home renovation, business, insurance, medical, or any other financial needs.
  • Kotak is providing unsecured loans from 50,000 to 20 lakhs, the applicant must have a minimum salary of 20,000 per month.
  • The person must have work experience, must be working on any company, and must maintain a cibil score.
  • This is providing the fastest shifting process.
  • Kotak is providing top-ups with customer risk which will give 9 months of sanction date.
  • We accept part prepayment with some conditions.
  • Kotak Mahindra Bank is providing an online application, you can upload your documents online.

Eligibility Criteria of Kotak Mahindra Bank Personal Loans.

Here are the factors of the bank and eligibilities for applying for a personal loan.

  • Applicant must have a minimum age of 21 and maximum age of 58.
  • The person must get a monthly income of 25,000 ids he is a Kotak person, and if he is a non-employee with a Kotak account he must have 25,000 of income per month.
  • He or she must have graduation or equivalent to it.
  • They must have a minimum cibil score of 750.
  • Applicant must have a minimum of 1 year of experience.

Documents Required to Apply for Kotak Personal Loan

Some documents are required to apply for a personal loan those are

  • 1 application form which is fully filled with required things.
  • 2 or 3 passport size pictures.
  • Address proofs.
  • Identity proofs.
  • Income proof.
  • Salary payslips.
  • Bank statements of the previous 3 months.
  • Income tax proofs.

Details of Kotak Mahindra Bank Personal Loan

Loan Feature and their details


Loan amount

Rs. 50000 to Rs 20 Lakhs.


Rate of interest

10.25%- 24%.


Repayment tenure

Up to 5 years.


Lowest EMI possible

Rs. 2,149 per Lakhs.


Process fee

Flat Rs.999/- for a limited time period.

Call Now!

+91 7207 380 581
+91 6302 196 923

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Find Us

Flat No : 301, Park Avenue Matrix Homes, Street No : 5, Patrika Nagar, HiTech City, Hyderabad, TS - 500081.

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