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Standard Chartered Bank Personal Loan

Standard chartered bank is one of the most popular banks in India, this loan starts from 11% from a maximum amount of 1 lakh rupees with a flexibility tenure of 1 year to 5 years.

Standard Chartered Bank Personal Loan & its Features.

Here are the features of Axis Bank


No income documents are required.

Interest Rate

With an 11% of interest rate.

Part Payment

Part-payment and pre-closure are available.

No Guarantees

No guarantees are required.

Loan Amount

The person can get a maximum amount of 1 lakh rupees.


Personal Loan is available for both salaried and unpaid individuals.


The documentation processes are straightforward.

Instant Approval

You can apply online and get instant approval.

Loan Disperse

The loan will be disbursed within 4-7 days after verification of the application form.

Eligibility Criteria of Standard Chartered Bank Personal Loans.

Here are the factors of the bank and eligibilities for applying for a personal loan.

  • Loan amount Maximum of Rs.1 lakh.
  • The business must have 3 years of minimum proper operation.
  • The person must be a minimum age of 28 and maximum age of 68.
  • Repayment is accepted through a savings account.
  • ITR is not required.
  • The person should submit a minimum of 3 bank statements.
  • This person must have a monthly income of 20,000 per month.
  • The salaried person must have a minimum age of 23.

Documents Required to Apply for Standard Chartered Bank Personal Loan

Some documents are required to apply for a personal loan those are

Proof of identity:
  • Aadhaar, Passport, Voter ID, Driving License, Photo PAN Card, Photo Ration Card, etc.
Proof of Address:
  • Passport, Utility Bills, Rental Agreement letter, Driving License, Insurance Policy, Ration Card, etc.

Benefits of Standard Chartered Bank Personal Loans

  • Attractive schemes.
  • Flexible and long repayment tenures.
  • Competitive interest rates.
  • Smooth application processing.
  • Security, collateral, or guarantors are not required.

Loan top-up facility available.

Details of Standard Chartered Personal Loan and Features

Loan Feature and their details


Loan amount

1 lakh – 6 lakhs.


Rate of interest

11% - 15%.


Repayment tenure

1 year to 5 years.

Guarantor Requirement

No guarantor is required.


Pre Closure Charges

Preclosure permitted after 1 year. 2% of principal outstanding (plus ST).

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+91 7207 380 581
+91 6302 196 923

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Flat No : 301, Park Avenue Matrix Homes, Street No : 5, Patrika Nagar, HiTech City, Hyderabad, TS - 500081.

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