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Yes Bank Personal Loan

Yes bank's personal loans start from 10.99% per annum, and have a minimum tenure of 40 lakhs, with a processing fee of 2.5%.

Yes Bank Personal Loan & its Features.

Here are the features of Yes bank

Secured Loans

Yes bank personal loans do not require any loan security collateral and guarantee. It is an unsafe loan.

Repayment Flexibility

It has the flexibility to repay up to 5 years which you have a long period to repay, which does not have a flexible EMI scheduled.

Fast Approval

Yes bank will approve loans within 60 seconds, and the person should apply the form with all the eligibilities.


  • Fastest loan acceptance.
  • Attractive interest rates start from 10.75%.
  • Yes bank provides minimal documentation with a very quick process and some other basic documents required.
  • Yes, bank provides balance transfer facilities with fewer interest rates.
  • Yes bank provides, After successfully repaying 12 EMIs on your YES Bank Personal Loan, you can prepay or foreclose on your loan for a small fee.

Eligibility Criteria of Yes Bank Personal Loans.

Here are some Eligibility factors to apply for yes bank personal loans.

  • The person must be self-employed or an employer.
  • Must have 25,000 of income per month.
  • The person must have a minimum age of 21 and maximum age of 65.
  • The person must submit the minimum documents needed KYC, address, and income documents.
  • The person must have a minimum of 1 or 2 years of experience.
  • The person must have a credit score of 700 or more than it.

Documents Required to Apply for Yes Bank Personal Loan

Some documents are required to apply for a personal loan those are

  • Passport
  • Aadhar card.
  • Driving license.
  • Voter card.
  • Income documents.
  • Last 3 months bank statements.
  • Last 6 months passbook.

Details of Yes Bank Personal Loan

Loan Feature and their details


Loan amount

Rs. 1 Lakh - Rs. 40 Lakhs.


Rate of interest



Repayment tenure

1 Year to 5 Years.


Lowest EMI possible

Rs. 2,162 Per Lakh.


Process fee

Up to 2.50%% of the Loan amoun


EMI Bounce Charges

Rs.750+ GST.


Prepayment Charges

Up to 4% on principal outstanding + GST.

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+91 7207 380 581
+91 6302 196 923

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Flat No : 301, Park Avenue Matrix Homes, Street No : 5, Patrika Nagar, HiTech City, Hyderabad, TS - 500081.

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